The most convenient way to request a deferment for your car loan is by calling NMAC directly. You must formally request a loan deferment from NMAC, and that request must be approved before you can enjoy the full financial benefits of a deferment. On the other hand, when only the payments in the approved deferment period are missed, your credit rating will not be impacted. Poorest excuse of customer service and ruthless agents. When you skip payments without a formal arrangement in place with the lender, your credit rating may be negatively affected. 60 reviews of Nissan Motor Acceptance 'WORST COMPANY EVER This company is out to get your money and they are the rudest people Ive ever spoken to They completely screwed me over on multiple accounts and I will NEVER buy a Nissan again just so I dont have to deal with these people. How Will a Nissan Loan Deferment Affect My Credit Score? The length of the loan deferment will extend the loan term, and all payments that were missed during the initial deferment will be paid at the end of the extended loan term. For all of the loan payments that would have been due during that period, you can skip paying them without penalty. Loan Deferment FAQs What is a Nissan Loan Deferment?Ī loan deferment from NMAC will have specific terms that include a fixed deferment period. Depending on your circumstances, you may extend your lease for a few months or purchase the vehicle outright with affordable loan payments. However, if you are struggling through a rough patch at this time, these options may not be ideal. Others take advantage of a hassle-free vehicle surrender process. End of Lease OptionsĪre you trying to decide what to do now that the end of your auto lease is approaching? When a lease term expires, Nissan drivers often trade in their vehicle for a newer model. If you are eligible for a deferment, you will receive the full details and terms for your customized loan relief plan. To determine if you qualify for an auto loan deferment, connect with NMAC by phone. NMAC offers loan relief solutions to qualified customers. Whether you are affected by pandemic-related layoffs, an excessive amount of medical bills from a severe illness, or something else, now is the time to contact Nissan Motor Acceptance Company to inquire about financial relief available to you. In addition, NMAC and IFS service over $1.6 billion in outstanding commercial loans.Contact Us for More Info Lenders and Auto Loan Relief ProgramsĪre you struggling to make your Nissan auto loan payments? Life can be challenging at times, and you may be dealing with stressful circumstances at this time. Together, NMAC and IFS service more than $15 billion in outstanding loans and leases for approximately one million customers. Making possible these programs and services are the approximately 700 employees of NMAC & IFS, who are located at the corporate headquarters in Torrance, Calif., and at NMAC's Customer Service Center in Dallas, Texas, as well as a nationwide network of financial services managers who work directly with Nissan and Infiniti dealers. NMAC also provides wholesale floorplan, equipment, capital and mortgage loan financing to Nissan and Infiniti dealers. NMAC and its Infiniti Financial Services (IFS) division purchase from their dealers throughout the United States retail and lease contracts for the complete line of Nissan and Infiniti vehicles. More information on DealerTrack is available at or by calling (877) 357-8725.Ībout Nissan Motor Acceptance Corporation With more than 19,000 dealers and 23 lenders currently connected, DealerTrack is an independent Web-based platform that automates and accelerates the entire dealer-to-lender relationship, from financing to daily information sharing.Īccording to DealerTrack, the platform enables application processing, credit bureau access, electronic contracting and lease comparisons.
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